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TRU Savings & Club Accounts

Because your financial goals evolve with life’s turns, we offer choices.

Whether you’re saving for college, a wedding, retirement or more, you can find a savings account option for every season of life at TRU·FI. Choose the accounts that best accommodate your short- AND long-term plans.

TRU Savings Account

A one-time $10 fee and $5 deposit opens your TRU dividend-earning savings account and grants you lifetime membership at the Credit Union.
  • $5 minimum balance to open
  • No monthly fee
  • Dividend rates compounded and credited monthly

TRU Christmas Club Account

Save a little at a time, all year long, and then tackle the next holiday season like a TRU-ly savvy shopper!
  • No minimum balance to open
  • No monthly fee
  • Funds transferred automatically to your TRU savings account each November 1st
  • Dividend rates are compounded and credited monthly
  • Each early withdrawal of funds will be subject to a $10 fee

TRU Club Savings Account

Whether saving for a fun vacay, a big expense or a special milestone event, a TRU Club Savings Account is the way to go!
  • No minimum balance to open
  • No monthly fee
  • Access money twice a year - $10 fee for each additional withdrawal
  • Dividend rates are compounded and credited monthly

TRU Share & IRA Certificates

If higher dividends and longer terms are what you seek, a TRU certificate may be your answer – take a peek!
  • $500 minimum balance to open
  • Tiered rates based on amount and term
  • CD terms from 6 - 60 months (CD terms 36, 48 & 60 months offer a One-time setup)
  • Automatic renewal or transfer to share at maturity
  • Dividend rates are compounded and credited monthly
  • Renewal notice mailed prior to maturity
  • Closing the certificate or withdrawing funds prior to maturity will result in a loss of earnings and/or penalties

TRU Super Cash Account

Enjoy a premium rate of return on your hard-earned money.
  • $5,000 minimum balance to open
  • Access money two times per month penalty-free
  • Dividend rates are compounded and credited monthly

TRU-Savers Kids Club Savings Account

It’s never too early to become a TRU saver for the future!
  • $5.00 minimum deposit to open
  • Premium rate of return
  • $10.00 fee for withdrawals prior to age 16
  • Automatic conversion to a TRU to savings upon 18th birthday
  • Receive piggy bank to foster savings and annual birthday card with gift
  • Eligible for the TRU·FI scholarship upon high school completion
  • Dividend rates are compounded and credited monthly
  • Access to fun financial learning games

TRU Access

You can deposit funds into any of your savings accounts via a teller at the branch, direct deposit, payroll deduction or automated account transfer.

TRU Peace of Mind

Rest assured your savings are federally insured to at least $250,000 by the National Credit Union Administration (NCUA) and backed by the full faith and credit of the United States Government. We do business in accordance with the Federal Fair Housing Law & the Equal Credit Opportunity Act.

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Home Sweet Home

Have you found your dream home and you’re needing help with the next step? That’s where we come in! Let our mortgage lending team get you started on your home loan process today!