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TRU Kid's Accounts

Big Dreams Start Small


Savings Accounts for Every Season of Life

Life is full of adventures, and as kids grow, their dreams and goals grow too. At TRU·FI, we make saving fun and easy with accounts made just for kids—whether they’re saving up for their first bike, a new game, or building a solid fund for graduation and beyond, we have a savings account tailored just for you.

Our flexible options are designed to help you grow your savings with ease, while giving you the confidence and support to achieve your milestones—big or small. No matter where life takes you, TRU·FI is here to help you plan, save, and succeed.

Start saving for tomorrow’s dreams, today!

Apply Online Here


TRU-Savers Kids Club Savings Account

  • $5.00 minimum deposit to open
  • Premium rate of return
  • Receive Piggy Bank to foster savings and annual birthday card with gift
  • Eligible for Teen Checking at age 13 | Complete with access to a debit card with Apple & Google Pay Capabilities
  • $10.00 fee for withdrawals prior to age 16
  • Automatic conversion to a TRU to savings upon 18th birthday
  • Eligible for the TRU·FI scholarship upon high school completion
  • Access to fun financial learning games

Offerings for Kid's Club Account Holders

  • 2 Year Certificate of Deposit with APY of 4.25% (maximum of $10,000)
  • Share Dividend of 1.5% up to $50,000 (this rate is subject to change)
 

TRU Teen Checking

Teen Checking Accounts offered for ages 13-17 Years
 
  • No minimum checking account balance of monthly fee
  • Contactless VISA Debit Card
  • Apple Pay & Google Pay
  • Online & Mobile Banking Access
  • Access to 40,000+ surcharge free ATMs
  • Teen 12 Month Special CD (max amount $2,500) | 12 Months for 4.25% APR
      Membership required | Joint over 18 years of age required for all accounts



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Rates


Whether you’re looking to spend, save or invest, staying on top of current rates is a vital way to keep on top of your personal and business finances


See Our Current Rates