Tru-Fi Fee Schedule
Par Value of share: $5.00
Effective 6/1/2021
Overdrafts
| Name |
Fee |
| Courtesy Pay (item paid) |
$35.00 |
| Non-Sufficient Fund (NSF) (Returned Transaction) |
$35.00 |
| Overdraft Transfer (Between accounts) |
No Charge |
Account Fees
| Name |
Fee |
| New Member Fee (Currently waived) |
$10.00 |
| Checking Account Monthly Fee (Waived if have eStatements or Direct Deposit within last 6 days) |
$10.00 |
| Mega Money (Checking Account) Monthly Fee (Waived if average daily balance is ≥$2,500.00) |
$20.00 |
| Super Cash Below Minimum Balance |
$25.00 |
| Super Cash Excessive Withdrawals/Transfers |
$10.00 (per transaction) |
| Standard Business Checking Monthly Fee (Waived if average daily balance is ≥ $500.00) |
$10.00 |
| Premium Business Checking Monthly Fee (Waived if average daily balance is ≥ $10,000.00) |
$50.00 |
| Not-For-Profit Checking Monthly Fee |
No Charge |
Account Services
| Name |
Fee |
| Returned Deposit Item |
$15.00 |
| Garnishment, Levy |
$100.00 |
| Dormant Account (Per month after 12 months inactive) |
$5.00 |
| Bad Address (Each month until corrected) |
$5.00 |
| Non-U.S. Transactions |
Applicable Fees |
Member-Requested Services
| Name |
Fee |
| Account Research |
$50.00 Per hour ($50.00 minimum) |
| Statement Copy |
$5.00 each |
| Account History |
$5.00 each |
| Stop Payment |
$35.00 each item |
| Account Closed within 90 Days of Opening |
$5.00 |
Checks
| Name |
Fee |
| Check copy |
$3.00 |
| Check orders |
Price varies by style |
| Temporary Checks (First 4 Free for new accounts) |
4 for $2.00 |
Debit Cards
| Name |
Fee |
| Replacement Card |
$5.00 |
| Replacement Card Overnight Delivery Fee |
$35.00 |
| Visa® Gift Card |
$2.50 Each |
Club Accounts
| Name |
Fee |
| Tru Savers Kids Club Withdrawal Prior to Age 16 |
$10.00 |
| Christmas Club Early Withdrawal |
$10.00 |
| Club Savings Third & Additional Withdrawals Per Year |
$10.00 Each |
Official Checks/Money Orders
| Name |
Fee |
| Official Checks (Waived if member has a checking or Super Cash Account) |
$5.00 |
| Money Order |
$1.00 |
Wire Transfers
| Name |
Fee |
| Incoming Wire (Including Foreign) |
$5.00 |
| Outgoing Foreign Wire |
$35.00 |
| Outgoing Domestic Wire |
$25.00 |
Safe Deposit Boxes
| Name |
Fee |
| Safe Deposit Box Rental (Per year) |
- |
| - Small Box (3x5) |
$30.00 |
| - Medium Box (3x10) |
$45.00 |
| - Large Box (5x10) |
$55.00 |
| - Extra Large Box (10x10) |
$100.00 |
| Safe Deposit Box Renewal Late Fee |
$20.00 |
| Safe Deposit Box Replacement Key |
$150.00 |
| Safe Deposit Box Abandoned |
$35.00 (May be combined with safe deposit box replacement key) |
Credit Union Services
| Name |
Fee |
| Visa® Cash Advance |
$5.00 |
| Non-Member Notary Service |
$5.00 |
Business Check Cashing
| Name |
Fee |
| Non-Member-Payee up to $1,000.00 in Checks |
$10.00 (Per payee, Per transaction) |
| Non-Member-Payee over $1,000.00 in Checks |
%1 of Total (Per payee, Per transaction) |
Fees are subject to change
