Tru-Fi Fee Schedule
Par Value of share: $5.00
Effective 6/1/2021
Overdrafts
Name |
Fee |
Courtesy Pay (item paid) |
$35.00 |
Non-Sufficient Fund (NSF) (Returned Transaction) |
$35.00 |
Overdraft Transfer (Between accounts) |
No Charge |
Account Fees
Name |
Fee |
New Member Fee (Currently waived) |
$10.00 |
Checking Account Monthly Fee (Waived if have eStatements or Direct Deposit within last 6 days) |
$10.00 |
Mega Money (Checking Account) Monthly Fee (Waived if average daily balance is ≥$2,500.00) |
$20.00 |
Super Cash Below Minimum Balance |
$25.00 |
Super Cash Excessive Withdrawals/Transfers |
$10.00 (per transaction) |
Standard Business Checking Monthly Fee (Waived if average daily balance is ≥ $500.00) |
$10.00 |
Premium Business Checking Monthly Fee (Waived if average daily balance is ≥ $10,000.00) |
$50.00 |
Not-For-Profit Checking Monthly Fee |
No Charge |
Account Services
Name |
Fee |
Returned Deposit Item |
$15.00 |
Garnishment, Levy |
$100.00 |
Dormant Account (Per month after 12 months inactive) |
$5.00 |
Bad Address (Each month until corrected) |
$5.00 |
Non-U.S. Transactions |
Applicable Fees |
Member-Requested Services
Name |
Fee |
Account Research |
$50.00 Per hour ($50.00 minimum) |
Statement Copy |
$5.00 each |
Account History |
$5.00 each |
Stop Payment |
$35.00 each item |
Account Closed within 90 Days of Opening |
$5.00 |
Checks
Name |
Fee |
Check copy |
$3.00 |
Check orders |
Price varies by style |
Temporary Checks (First 4 Free for new accounts) |
4 for $2.00 |
Debit Cards
Name |
Fee |
Replacement Card |
$5.00 |
Replacement Card Overnight Delivery Fee |
$35.00 |
Visa® Gift Card |
$2.50 Each |
Club Accounts
Name |
Fee |
Tru Savers Kids Club Withdrawal Prior to Age 16 |
$10.00 |
Christmas Club Early Withdrawal |
$10.00 |
Club Savings Third & Additional Withdrawals Per Year |
$10.00 Each |
Official Checks/Money Orders
Name |
Fee |
Official Checks (Waived if member has a checking or Super Cash Account) |
$5.00 |
Money Order |
$1.00 |
Wire Transfers
Name |
Fee |
Incoming Wire (Including Foreign) |
$5.00 |
Outgoing Foreign Wire |
$35.00 |
Outgoing Domestic Wire |
$25.00 |
Safe Deposit Boxes
Name |
Fee |
Safe Deposit Box Rental (Per year) |
- |
- Small Box (3x5) |
$30.00 |
- Medium Box (3x10) |
$45.00 |
- Large Box (5x10) |
$55.00 |
- Extra Large Box (10x10) |
$100.00 |
Safe Deposit Box Renewal Late Fee |
$20.00 |
Safe Deposit Box Replacement Key |
$150.00 |
Safe Deposit Box Abandoned |
$35.00 (May be combined with safe deposit box replacement key) |
Credit Union Services
Name |
Fee |
Visa® Cash Advance |
No Charge |
Non-Member Notary Service |
$5.00 |
Business Check Cashing
Name |
Fee |
Non-Member-Payee up to $1,000.00 in Checks |
$10.00 (Per payee, Per transaction) |
Non-Member-Payee over $1,000.00 in Checks |
%1 of Total (Per payee, Per transaction) |
Fees are subject to change